How frustrating would it be if you were headed to work, bright and early… and suddenly have your car zapped by a UFO and the damage to the vehicle from the laser beam is unbearable?? HIGHLY FRUSTRATING! Unfortunately, this may be something that isn’t covered under your insurance policy.
Have another scenario:
You go over to Grammies house as she does not have a vehicle. Thinking nothing of it, you make yourself comfortable on the couch watching the Price is Right while scanning through Facebook on the computer, and Grammy decides she needs to make you a pre-lunch snack. She says, “Dear, let me go to the market and pick up a few things….you relax and I’ll be right back”. Trusting Grammy, you watch her as she heads off in your VW Beetle. Then you get the call…Grammy is FINE, but Grammy was blind. This is another instance of where you MIGHT not be covered.
Although the ideas are slightly stretched, there are reasons behind them. As Latest UFO Sighting states, “Most car insurance firms will not pay out if your car is damaged by pressure waves from aircraft travelling at or beyond the speed of sound. This includes damage caused by sonic and supersonic UFOs from outer space.”
As for Grammy, the reasonable explanation is, “Unsurprisingly, there is not a single insurance firm who will provide cover for drivers who can’t see. This is never stated explicitly in insurance policy documents, but insurance companies cover their backs by saying they won’t pay out for claims resulting from damage caused by “unlicensed drivers”.
For more crazy examples, take a look at this websitewe stumbled upon.
From all of us here at Paradiso Insurance, have a great Wednesday!!
