Stressed Out At Work? Make Sure You Have CT Insurance to Back You Up!

Work can be stressful, we all know that. Some jobs come with more stress than other jobs, but regardless of what you do, there’s probably some type of stress associated with your duty.  Stress is never a good thing, and it can honestly lead to heart problems and a host of other health concerns. If you don’t have the proper   CT insurance in case something happens to you as a result of your stress levels, you may find that paying for your medical bills can cause even more stress than you originally had!
Luckily for you, research has also been conducted that reveals some ways in which you can lower your stress levels, and subsequently live happier, healthier, and longer lives.
  • set aside 10-15 minutes of your day to close your eyes, free your mind, and relax, without any worry or anxiety attached
  • find a source to vent your stress, usually by working out or doing exercises like Martial Arts or Yoga
  • try taking small breaks to walk around the office…trust me, it’ll be worth it.
Hopefully these few tips can help you along the way to achieving a less stressful work day, and even more important, overall daily health. Do yourself a favor and live a healthier lifestyle.  Less stress can mean happier days in the future! Isn’t that what everyone wants?

 

Tasty Foods That Are Good For You Too!

The old adage that delicious food is bad for you isn’t necessarily true anymore.  Now we’re not saying that the Big Mac your holding right now is going to reduce your blood pressure, but foods that you may have thought weren’t that healthy for you, in fact are quite good for you.  And the best part is, they’re delicious! What more could you want?

Your CT insurance provider hopes that everyone is choosing healthy eating and living styles, however if you’re looking for a little help, here’s some tasty foods that will have you feeling great, cholesterol lowered, and your mouth watering for more!

Strawberries 

Research has found that strawberries cause a 11 percent drop in bad cholesterol in obese people. Throw some into your next smoothie and you have an awesome snack that is good for you, and delicious!

Broccoli

Okay I know, broccoli isn’t everyone’s favorite food in the whole world, but really, it grows on you and its fantastic for you too.  Whether raw, steamed or cooked, broccoli is a power house of nutritious food.

Lean Red Meat

Easily my favorite on this list, lean red meat, will lower your cholesterol!  Part of a healthy diet, lean red meat can lower bad (LDL) cholesterol as much as 10 percent. GREAT NEWS! According to Fox News Health,  ”Popular cuts like top sirloin steak, tenderloin, T-bone steak and 95 percent lean ground beef are all great for you.  A 3-ounce serving of beef has 150 calories and 10 essential nutrients, such as protein, zinc and iron.”

Chocolate

Eating chocolate, especially dark chocolate, can result in significant reductions in cholesterol.  Make sure however that this chocolate is pure dark or milk, because many chocolate producers add unhealthy ingredients to make their treats even more sinful.  It’s not worth it!

 

 

Maintain A Healthy Life Style and Avoid Energy Drains

We’ve been talking a lot lately on healthy living because of the spring season and what the warm weather and sprouting of flowers and nature does for our energy and overall well-being. In keeping with this theme, today we are going to discuss ways in which to increase your overall energy and decrease those things in our life that could be draining us of that precious energy and weighing us down. Healthy living is what every CT insurance customer should practice!

Energy Vortex #1: Other’s expectations
You’re producing so much energy but lacking any emotional satisfaction.  Others are getting what you need.

Energy move: Declare independence
You started, and you can finish.  You’ll feel great.

Energy Vortex #2: Loss of self
Playing by the rules as a child has inhibited our energy capabilities.

Energy move: Personalize it!
Ask yourself- it’s your call! Make it!

Energy Vortex #3: Deprivation
Duties and responsibilities can fill you up quickly, and this will cause you to gain weight when trying to get emotional energy from food.

Energy move: Add pleasure and excitement to your day, and you will not regret it.

Energy Vortex #4: Worry

Don’t worry, be happy is how the saying goes. When you worry, you’re doing nothing to better your situation.

Energy move: Get going
Just Do It! Don’t worry about it any longer and don’t put it off to another time.  Get it done and move on!

 

Kick Those Nasty Eating Habits

So in keeping with the Spring time atmosphere this week, today we’ll talk about healthy eating habits.  I know, I know, this is probably the hardest part for most people when trying to get in shape this spring.  Exercising can be fun and rejuvenating, but I’ll admit, no longer having those unhealthy foods, such as those delicious french fries or that awesome burger, is a very difficult habit to break.

But we’re here to encourage you to stay on the course of healthy living and maintain your new outlook on life.  In case you find yourself craving a less-than-nutritious snack or meal, here’s some tips on how to kick that nasty habit.

  • If you’re a snacker- Healthy snacks are fine and actually encouraged to keep your metabolism running, however too much snacking, and substituting these snacks for real meals, caused you to easily loose track of how much your eating.  To save yourself, allow two snacks per day, from around 100-300 calories.
  • Bad Mood Eating- We’re all guilty of it. Bad day at the office? Kids stressing you out? Bad break up even? There’s reasons upon reasons why we turn to the tub of ice cream or the drive through window when we’re aren’t feeling great. But think the next time you’re down…will that candy bar really solve your issue? Or can exercising or doing a outdoor activity suit you better?
  • Don’t let loose on the weekend- You could be a health nut from Monday through Friday, but pigging out Saturday and Sunday can completely undue your efforts during the week.  So what to do? Have a small meal before family/friend gatherings so you won’t stuff yourself with hotdogs. Also beer… even though it’s light, still mean it has calories. This is a pitfall of many people! Watch what you drink!

So stay on track this spring and strive to live a better, healthier life! Your CT insurance provider wishes you luck!

Courtesy of Fox Health Section

 

Top Ten Most Controversial Health Stories of 2011

If there’s one thing you can say about 2011 from a health point of view, it’s that it wasn’t boring!
From killer vitamins to scientists flip-flopping on the dangers of cell phones and salt, our heads are spinning as we sort through the headlines.

Here are our picks for the year’s most buzz-worthy stories.

1. Are Mammograms and Breast Self-Exams Worth It?
In 2009, the U.S. Preventive Services Task Force said most women don’t need mammograms until age 50. But a pair of studies released in April supported the idea that women in their 40s, especially minority women, should get annual mammograms. The tables turned again in July, when it was revealed that mammograms analyzed with a technology called computer-aided detection aren’t helpful in detecting cancers—only in producing false positives and causing unnecessary biopsies. But in September, researchers announced that both mammograms and breast self-exams are indeed useful for detecting breast cancer, including in younger women. The bottom line? Talk to your doctor.

2. Is Your Multivitamin Killing You?
Mom may have told you to take your vitamins, but a study published in October found that older women who took multivitamins and other dietary supplements—such as iron, folic acid, vitamin B, and zinc—actually had a higher risk of dying earlier. The study showed only an association—not cause and effect—and it didn’t ask the women about underlying health conditions for which they may have been taking the supplements.

3. K2 Synthetic Marijuana Sending Kids to ER
Just because it’s legal doesn’t mean it’s safe. That’s the message doctors hope to send to teenagers smoking K2, a synthetic form of marijuana. In November, the American Association of Poison Control Centers revealed that, since the beginning of 2010, it had received nearly 2,000 reports of people becoming ill (sometimes with life-threatening symptoms) after smoking the herb, which also goes by the names Spice, Yucatan Fire, Genie, and Fire and Ice. Many users are sent to the emergency room with racing hearts, extreme anxiety, and hallucinations.

3. Pregnant Woman Runs Marathon, Gives Birth Hours Later
Race-day spectators watched in awe as Amber Miller crossed the finish line at the Chicago Marathon in October—and proceeded to go into labor. When she gave birth to a healthy baby hours later, the question on everyone’s mind was, “Was that safe!?” Experts have long recommended exercise during pregnancy, but this takes it to an extreme. (And here’s perhaps the biggest news of all: She still finished before her husband!)

4. Turn Brown Eyes Blue With New Laser
For when colored contacts just aren’t permanent enough, a California company claims its new laser technology can change brown eyes blue. The technology won’t be available in the United States for at least three years, but it’s already sparking questions about genetic identity and family ties. (Eye color is one of the inevitable traits passed down from parents to children.) In November, “Time”’s Healthland blog published a story on why the idea feels “off-color.”

5. Barefoot Running Shoes Are Hot
They’ve been hailed as the “real” way to run, to prevent injury and to reverse the harm that regular running shoes with lots of padding under the heel cause to our natural gait. But as more people have jumped on the barefoot-running wagon, researchers have begun to caution about potential injuries caused by switching shoe styles too quickly. These minimalist shoes, which contain little if any padding and encourage runners to land on their mid-foot or forefoot, lack the support and cushioning many runners need, especially if they continue to land on their heels in their new shoes.

6. No TV Before Age 2, Say Pediatricians
The recommendation has been around for a few years, but in October the American Academy of Pediatrics made it official: No television is the best television for children under the 2. Kids instead should be encouraged to think creatively during periods of unstructured “free play,” they said. The announcement was a blow to companies that market educational videos for babies—as well as any parents enjoying a rare moment of peace and quiet!

7. High-Salt Diets Might Kill You—but Low-Salt Diets Might Too
We’ve always been told that too much sodium raises your blood pressure, but a report published in May found that death from cardiovascular problems was 56 percent higher for men who ate the least amount of sodium. Although some people with hypertension should lower their salt intake, experts say, reducing sodium isn’t necessarily good for everyone. To make matters more confusing, a large, 15-year study published in July found that people who eat more sodium and less potassium die sooner of heart problems than those who consume the opposite.

8. Baby Shampoo May Be Toxic
It’s known as the no-tears formula, but Johnson & Johnson’s baby shampoo should perhaps be recognized for something else: toxic chemicals that are still lurking in some formulas, says the Campaign for Safe Cosmetics. In November, the watchdog group sent the company a letter urging it to stop using formaldehyde-releasing substances in its popular shampoo brand. Johnson & Johnson responded by saying that it is gradually phasing out such harmful chemicals, but did not comment on this specific product.

9. Cellphones May or May Not Cause Cancer
The world breathed a collective sigh of relief in February when a British study found no link between cell phones and brain tumors. But before you can say “OMG”, cancer experts told the World Health Organization in May that cell phones may actually still cause brain cancer . The most recent study on the topic, released in July, found that cell phones don’t seem to pose a cancer risk to kids who use them regularly—but the researchers cautioned that more research is needed.

10. Speech-Slurring Emmy Anchor: Stroke, Drunk, or Migraine?
Reporter Serene Branson’s  bizarre telecast live from the Emmys in February made headlines for what she didn’t say: Fumbling her words and uttering nonsensical syllables, she caused news outlets to wonder whether she’d had a stroke on air. Some even questioned whether she was drunk or on drugs. Medical professionals examined Branson after the incident, and doctors revealed in the following days that she had actually suffered a short-term complex migraine.

Courtesy of Fox Health

 

Getting Those Extra Hours of Much Needed Sleep

If you think that you can skimp on sleep during the week and make up for it on the weekend—and still perform your best at work—you’re mistaken. A recent study found that sleeping late on the weekend isn’t enough to help you recover when you’re sleep deprived, especially if you’re a guy.

In the study, presented at Sleep 2011, an annual meeting of the Associated Professional Sleep Societies, subjects were restricted to six hours per night of sleep for six nights and then allowed to sleep 10 hours the next two nights. They were given cognitive tests throughout the week. In men and women, their performance decreased dramatically after being sleep deprived, and did not improve after the two nights of recovery sleep. Although people reported they felt less tired after the longer nights of sleep, their performance was as poor as it was in the midst of their sleep deprivation.

But compared to men, women felt less sleepy and had a smaller drop in their performance when they were sleep deprived, and they experienced greater improvements after they were allowed to sleep later. That may be because women tend to spend more of their sleep time in the more restorative “slow-wave” sleep than men. ”Women with a higher amount of deep sleep can handle better the effects of one work-week of mild sleep deprivation, and their recovery is more complete after two nights of extended sleep,” said the lead researcher, Dr. Alexandros N. Vgontzas, director of the Sleep Research and Treatment Center at the Penn State Milton S. Hershey Medical Center in Hershey, Pa.

Women may be wired to have a deeper more restorative sleep because their child-rearing responsibilities cut into the amount of sleep they get. Most Americans report getting about six hours and 55 minutes of sleep on average weeknights, but we need from 7 to 9 hours of shut-eye. Eking out even another half hour of sleep for many of us could make the difference between good and poor productivity the next day.

To find the time, take this advice from the experts:

1. Don’t watch TV before bed. Your bedtime routine may include watching TV, but you’d probably go to sleep a lot earlier if you skipped Parenthood or the 11 p.m. news, not to mention Letterman. DVR your favorite late-night shows and grab a book instead. Read for a half an hour and hit the hay.

2. Log off early. About 95 percent of Americans use some type of electronics like TV, computer, video game or cellphone within the hour before bed. But computers, cell phones and other interactive media are stimulating and can disrupt the sleep-onset process even more than watching TV. If you need to use your computer in the evening, do it right after dinner and give yourself a limited amount time to check your e-mails or catch up on Facebook. It’s so easy to spend hours on the computer without realizing how much time has passed.

3. Don’t drink to get to sleep faster. Though drinking alcohol may help you fall asleep, it increases the number of times you wake up throughout the night, making your sleep less restorative.

4. Don’t exercise after 8 p.m. Exercising right before bed (within three hours of bedtime) can stimulate your body and make it more difficult to wind down and fall asleep.

5. Alternate late nights. If you must watch TV or stay up late on certain nights, don’t do it every night. Give yourself every other night to make it up. Otherwise your sleep debt will add up and will affect your performance all week.

 

Want a Brighter Smile?

We all got to the dentist in order to maintain that beautiful and healthy smile.  Our teeth are a vital part of our bodies, and in fact are the first section of our digestive system.  Most of us aren’t too keen on going to the dentist and get pretty annoyed by being told again and again that we aren’t flossing enough.  Well a new study reveals that along with brushing and flossing, these foods can maintain your oral health and give you a bright and beautiful smile!

  1. Apples- Crunchy fruits and vegetables like apples work best because they function like an abrasive scrub for your teeth, helping them stay white.
  2. Cauliflower- It stimulates the production of saliva, which helps to keep plaque from forming.
  3. Carrots- These are rich in vitamins and antioxidants, making it a smart snack choice with many health benefits.
  4. Celery- already popular for being low-cal, but the constant chewing can polish those bright white teeth.
  5. Oranges- Rubbing an orange peel over your teeth, then followed by washing out your mouth with water will give you noticeably whiter teeth after a few months.
  6. Strawberries- great for polishing your teeth. Also as a bonus, they have been proven to freshen your breath as well.
  7. Dairy- yogurt, milk and cheese contain a lactic acid that may help protect teeth against decay.  Hard cheeses are best for whitening teeth since they also help remove food particles.

Hopefully you already include these foods into your diet to maintain not only a healthy lifestyle, but a beautifully white smile as well.  Everyone loves a nice smile, and yet many claim that a not-so-nice smile can be a major deterrent.  So stock up on your fruits, veggies and cheeses in order to get that coveted white smile! Oh, and don’t forget to brush, floss and stop down to Paradiso Insurance for all of your CT Insurance needs!

 

 

Summer Fun to Beat the Heat

kids using slip n slide

Wow it is HOT today! Even though the sun is in full strength and we all want to be outside to get that nice bronze tan, we need to be careful and smart while in the heat.  Wearing sunscreen and staying properly hydrated are keys to enjoying the outdoors this summer while staying safe.  Getting the kids away from the video games and outside is a whole different ballgame though.  This may be difficult for some parents but simple and fun games that involve water are great ways to get everyone outside during summer vacation.  Here are some fun activities to do outside while staying cool.

Sprinkler games- Setting up different sprinklers around the yard for the kids to run through is probably the easiest and yet most effective way to get everyone outside, wet, and cool! (I did this all of the time when I was younger)

Water guns- These are probably the coolest toys for any kid to have in the summer time.  Get a whole group of kids from around the neighborhood together and set up a course of sorts in a back yard as a mini arena. Playing capture the flag with the water guns is a sure bet to have everyone playing outside until dinnertime!

Slip ‘n’ slides- What could be more fun than running and sliding into a long soft runway of water that shoots you into an even bigger pool of cool water? The answer is nothing.  A slip ‘n’ slide is a classic fun activity during the hot weather, and is fun for all ages. (Trust me, we set them up in college all the time on a hot day after class)

Washing the car- Okay! I know this may not seem like fun for the kids, but MAKE IT FUN!  Wear your bathing suits and spray each other with the hose when you aren’t rinsing off the car.  Throw the extra soapsuds in each other’s hair to see who can make the wackiest hairdo! (FYI, don’t spray passing cars, they don’t like it, again speaking from experience)

Do a day at the water park- Pack up the car and head to the nearest amusement or water park.  Prepare for a wild and wet day with the whole family that is sure to be remembered for years to come.  Six Flags New England and Lake Compounce are two awesome parks with tons of water rides and activities for everyone!

Chill at the Beach- enjoy a relaxing day down at the beach where you can hang out and read a book while the kids build sand castles or splash around in the water.  *Always make sure to be in the water at all times with the little guys and gals*

Hope these are some great ideas that you and your family can partake in this summer.  We at Paradiso Insurance hope you have a fun and safe summer, and come see us with any of you ct insurance needs! 860.684.5270

 

 

Silicosis: A Silent Killer

 

 

Normally vitamins and minerals are good for you; but it all depends on how it’s introduced to the body. There’s one mineral exposure that is bad news. Called by various names, the “silica problem,” “silicosis,” or Crystalline Silica, the situation is considered as the second coming of the asbestos problem. It may have a serious impact on your business if it includes operations that expose your employees (or yourself) to the health hazard.

“Silicosis” refers to a lung disease that is triggered by long-term, inhalation of silica particles. The Occupational Safety & Health Administration (OSHA) estimates that nearly two million American workers are vulnerable to contracting the disease and that the disease accounts for several hundred deaths per year.

Persons in the construction industry are particularly at risk. The risk of silica particle exposure is greatest in jobs involving abrasive blasting, mixing/making concrete (or brick) and drilling masonry material. Other areas of concern (again according to OSHA) include the following:

  • asphalt pavement manufacturing
  • ceramics (& china) manufacturing
  • tool and die industry
  • steel and foundry industries
  • any job using abrasive blasting for cleaning, smoothing or etching

Generally, silicosis develops only after years of exposure to Crystalline Silica. The levels of the disease may either be Chronic, Accelerated or Acute. Symptoms include fatigue, shortness of breath (particularly after a strenuous activity), and chest pain and weight loss. A chest X-ray may determine lung damage. In some cases, silicosis may be fatal.

Silicosis claims and lawsuits are becoming more common. There have been reports of very costly damages being awarded, since the more serious claims involve long-term health issues. It is important to look for ways to avoid having anyone contract silicosis. Try to apply precautions such as the following:

  • If possible, substitute other materials for silica when performing abrasive blasting
  • Use proper respirators with correct seals
  • Do not permit eating, drinking or smoking near work areas that generate silica particles
  • Use proper ventilation to clear work areas of particles
  • Make showers available to workers, along with either disposable or washable work clothes. NOTE: Clothing should first be vacuumed before it is removed
  • Provide training to employees in how to monitor work situations and in recognizing (and reporting) silica related problems
  • Wash hands and face before eating/drinking
  • Use “wet” sweeping to clear dust from work areas

There are other methods to help fight this problem. If your operations include exposure to this health hazard, be sure to discuss solutions with your insurance professional.

Courtesy of Rough Notes-Producer Online.

 

With Children In Tow-Safety First!

 

If you regularly drive around with child passengers, have you done everything possible to make sure they’re safe? Are you familiar with what is involved in keeping children safe? If you’re not, here are some tips on protecting children, the persons most vulnerable to injuries during car accidents. 

Child Restraint Laws

While you might think it would be safe to comply with your state’s child safety or restraint law, you would be wrong in many states. A National Safe Kids campaign review of the states’ child restraint laws found them to be inadequate. Based upon the guidelines of its own model child restraint law, nearly every state inadequately protects its children by falling short in the following areas:

  • penalties for restraint law violations are too low to encourage compliance
  • rarely establishes restraint guidelines for children older than eight
  • too many exceptions to the restraint laws exist
  • few states offer child-seat loaner or assistance programs
How Are Child Passengers Best Protected?

Here are some considerations for protecting young auto passengers:

Infants – Should be in well-constructed and padded infant carrier that should be located in a rear seat. Infant seats should be designed to face the rear of the seat and NOT the front of the passenger area. Infants must be protected from the chance of being thrown forward into hard surfaces.

Toddlers – Should be in well-constructed, padded child carriers that, while facing forward, should only be placed in the rear passenger seats. Again, this is to minimize the chance of hitting hard surfaces (such as a dashboard or a windshield) and to avoid air bags that are designed to protect adults.

Pre-schoolers – May move from child carriers to well-constructed and padded booster seats. The purpose of the boosters is to make sure that the seat belts fit properly. As with child carriers, these restraints should be installed in rear passenger seats.

Older children – Around age 12, it should be safe to allow children to ride in a car’s front seat. HOWEVER, the age guideline assumes that a child has become tall and heavy enough to be properly secured by regular restraints. Be careful that shoulder straps either fit these children properly or are properly tied-down so they don’t represent a hazard. Also, be realistic. Age is a secondary consideration to body size. If a child’s small build results in a poor fit for regular seat belts and shoulder straps, continue placing the child in the rear with a secure seat belt.

A disconcerting fact from the National Safe Kid campaign survey is the high incidences of children who are allowed to ride in cars without restraints or while improperly secured. This sad fact results in hundreds of thousands of serious injuries and deaths. Every passenger in a vehicle should use restraints that are appropriate for his or her age and size. Don’t depend on a law; depend on what’s needed to keep everyone safe.

 

Article Courtesy of Rough Notes-Producer Online

 

2010- A Year In Review

 

 

 

2010 marks a year of  turmoil, struggle, courage and new beginnings.  As we head into a new year and a fresh start, we are all given second chances, fresh slates and new goals to strive for.  At Paradiso Insurance, our office has had the opportunity to help and listen to our customers through some of the best and worst times of their lives.  It has been our honor to serve our great state of Connecticut as well as grow with all of you.  We extend our sincere thanks and well wishes to you and yours for a wonderful 2011 full of happiness, health and success. 

-The Paradiso Insurance Team

 

Don’t Be A Victim Of The Flu/Cold Epidemic!

 

 

1Raw garlic

Garlic is one of the best natural remedies for flu prevention. Garlic kills viruses responsible for colds and the flu, according to tests run by a microbiologist at Brigham Young University. It may be helpful to smear nasal cavity with garlic juice (this may cause burning sensation). Or you could simply chew the chive garlic, you even don’t need to swallow it. To protect your child hang up to the cot a small gauze bag with crushed raw garlic.

2Yogurt

Yogurt has immunostimulatory effects and the great potential as a protective anti-infection agent. Regular yogurt consumption may help increase your resistance to germs. In a year-long study3 researchers at the University of California found that regular yogurt consumption (200 g of plain yogurt per day) reduces susceptibility to upper respiratory infections, such as colds and flu.

3Green tea

Regular green tea drinking may reduce your risk for flu. Green tea exerts a powerful antiviral effect on influenza virus. There is a strong scientific evidence that catechins (polyphenolic antioxidant compounds) in green tea inhibit influenza virus replication.

4Drink plenty of fluids

The plain water is the best, however water with lemon juice, sweetened with honey, green tea, black tea, herbal tea, or fresh sugar-free juice (you may dilute it with water) are also good choices. Drinking plenty of water will keep you well hydrated. And proper hydration is essential to a strong immune system and overall health. Water flushes your system, washing out the poisons as it re hydrates you.

How to know if you are getting enough fluids? If the color of your urine is close to clear, you’re getting enough. If it’s deep yellow, you need more fluids.

Also remember, that alcohol can be dehydrating, which in turn may decrease your resistance to viruses.

5Fruits and vegetables

Eat plenty of fruits and vegetables. Good sources of Vitamin C are citrus fruits, peppers, tomatoes, broccoli, brussels sprouts, nuts, kiwi. Apples exert antiviral properties and are great preventive remedy against flu.

6Quit smoking

If you are a smoker and want to protect yourself from the flu – break off your habit. Cigarette smoking is risk factor for influenza. Also, there is a higher mortality rate from influenza for smokers than for non-smokers. Mechanisms by which smoking increases the risk of infections include structural changes in the respiratory tract and a decrease in immune response.

7Room ventilation

Proper ventilation significantly reduces the concentration of pathogenic bacteria and viruses in the air. Opening windows is an easy and extremely effective natural ventilation technique.

8Avoid crowds

Try to avoid crowds whenever possible during the peak of flu season. Doing this you significantly reduce your exposure to the infection. Flu spreads easily in crowded places such as child care centers, schools, office buildings, auditoriums, stores and supermarkets.

9Get dressed properly

Our temperature sensory receptors (Thermoreceptors) are concentrated on the hands, feet, neck and head. So, keep these parts of your body warm.

10Keep the distance

To reduce your chances of infection, develop the habit of keeping a distance (about six feet), if possible, between yourself and others during flu epidemic.

11Hand Washing

Human influenza viruses can survive on surfaces up to 48 hours. Washing your hands often for 15-20 seconds with warm water and soap will help protect you from germs.

12Avoid touching your eyes, nose or mouth

Avoid touching your nose, eyes, or mouth unless you have clean hands. The eyes, nose and mouth are entry ports for flu viruses. Germs can enter your body easily by these paths. Rubbing your eyes, nose, or mouth is a sure-fire way to get the flu. Germs are often spread when a person touches something that is contaminated with virus and then touches his or her eyes, nose or mouth.

Tips courtesy of  Emedexpert.com

-Paradiso Insurance Team

 

How Important is Health Insurance?

Most people assume health insurance isn’t for them because they’ve never had a serious health condition. Imagine one day, you feel your chest tighten as you struggle to breathe for a few minutes before calling an ambulance. You’re rushed to the emergency room, where a doctor informs you that you’ve suffered a heart attack. After a battery of tests and tons of medication, you’re sent to a hospital bed to recover. Finally, you begin to wonder: How much is this going to cost me?

As it turns out, it will cost you more than an arm and a leg.

The National Business Group on Health found that the average cost of a major heart attack is roughly $1 million. For a less severe heart attack, the price tag drops to $760,000. Direct and indirect expenses related to a heart attack include hospital stays, exams, surgery, prescriptions, follow-up visits, time away from work, decreased productivity, and more.

If you have health insurance, most of your cost will be covered by the insurance company, but paying even a small percentage of $1 million will put a dent in your pocketbook.

Next time you choose to eat McDonalds over healthy food, keep in mind that a well-balanced diet and plenty of exercise will likely turn out to be a worthwhile investment in the long run.

For more information, visit our website or give us a call at 860.684.5270

-Paradiso Insurance Team

 

Bed Bugs: A Fast Spreading Epidemic

 

 

From Canada to New York to Los Angeles, blood-sucking bedbugs are spreading like wildfire across North America.

In New York, the epicenter of the bedbug crisis, the pests have been spotted in movie theatres, retail stores, hotels and office buildings. Bedbugs have even been found in Carnegie Hall and the United Nations building.

Reports of bedbug infestations have since surfaced in California, Texas, Illinois and several other states across the U.S. Bedbugs can latch on to purses, coats and other objects, allowing them to be transported to virtually any location. Bedbugs feed exclusively on the blood of warm-blooded animals. They are resistant to many pesticides, making them notoriously difficult to kill. Adults measure 4 to 5 millimeters and are reddish-brown in color. They commonly burrow in furniture, especially mattresses, and are most active at night.

Symptoms of bedbug bites include red skin rashes and psychological disturbances. The tiny pests thought to be mostly eradicated in the 1940s, but their numbers have surged since the mid-1990s.

Here are some very alarming statistics from website www.newyorkvsbedbugs.org:

 

These statistics are not only alarming but proving that the bed bug epedemic can effect anyone and everyone.  New York has been in the spotlight regarding the bed bug issue due to the alarming outbreaks the city has faced.  It’s not just New York however, it’s a slow epidemic occuring everywhere.

Here are some simple tips to preventing bed bugs:

  1. Check for bed bugs before unpacking during a trip away from home. Change rooms or hotels immediately if you see any evidence of bed bugs.
  2. Take care of bed bugs that may have hitched a ride on clothing.
  3. Inspect luggage and other personal items for bed bugs. Vacuum off luggage and items that cannot be washed. Hand wash other items with hot, soapy water. Use a brush to scrub items, especially where bugs and eggs may be hiding in the seams and folds.
  4. Take care when bringing used furniture and clothing into your house. Wash clothing immediately. Furniture, however, should be inspected carefully before even bringing it into your home:

 

If your home or office is infested with bedbugs, it might be a good idea to make sure your health insurance policy covers insect-related rashes.

-The Paradiso Insurance Team

-The Paradiso Insurance Team

 

Mold- The Silent Killer

 

Most homeowners recognize the importance having a dry and snuggly home. Now there’s a reason to put even more emphasis on keeping it dry…. Stachybotrys (stakki-botris).  Stachybotrys is a toxic black mold. This mold continues to be an issue in many homes as persons suffering from the results of mold infestation attempt to get insurance coverage.

Many types of mold are found indoors and can grow on nearly any type of damp or wet surface.  These surfaces include but aren’t limited to wood floors, carpet, tiles, drywall, paneling, insulation, etc. The only condition necessary for its formation is moisture, food (organic material) and time. Besides molds ability to physically damage a home with staining, warping and deterioration, mold spores can become airborne.  This makes people susceptible to developing allergic or respiratory symptoms. Research has attributed some significant health problems caused by extended exposure to mold. In 2004 the Institute of Medicine reported that, even in healthy persons, the presence of mold can affect respiratory health. Persons most affected by indoor mold are those who already have a higher level of sensitivity such as persons with allergies.

Damage to a home or a person’s health issues caused by mold is typically excluded from insurance polices. Insurance policies are designed to handle accidental causes of loss.  Issues such as mold infestation, rusting and rotting are seen as home maintenance issues. However, in one notorious court case, a family in Texas was awarded several million dollar.  Their insurer allegedly mishandled a loss which created a condition that allowed the growth and spread of toxic mold.

Rather than be concerned over the possibility of insurance coverage, prevention is the best course of action. Inspect in and around your home looking for indications of moisture. Correct any conditions that could cause moisture build-up such as leaky roofs, plumbing, condensation, leaking appliances, etc. Since there are many concealed areas in a home that are capable of harboring mold, an inspection may be necessary. There are many services available for both professional inspection and, if needed, remediation.

We would like to thank Producer Online for offering this great article on this silent killer.